Products
Anakam.IDV®
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Verifying Identity as Part of the Risk Equation
“Trust in the asserted identity of an individual is not static, and Anakam developed and integrated Anakam.IDV® into our platform to respond to the ever expanding risk of identity theft. When our customers decide to trust and electronic identity, Anakam can monitor the status of that identity to determine if it presents additional risk over time.” Scott Leftwich, COO, Anakam
Overview
FAQs
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Anakam.IDV® Identity Verification was developed to enhance both the identity proofing and the authentication processes. Identity verification is a routine risk assessment of an individual conducted when they interact with your Web site and infrastructure. Unlike our identity proofing platform Anakam.IDP®, our identity verification solution Anakam.IDV does not ask questions of the individual with whom you are interacting electronically. Instead Anakam.IDV® requires an individual to provide basic biographical information about themselves and returns a risk score on the probability that the information provided represents the true person and that this person is not a subject of identity fraud. This assessment can then be used to change the behavior of an Anakam.IDP® quiz when conducting initial identity proofing (making it more or less stringent); additionally, the assessment can be used to enhance the authentication process on an ongoing basis to see if the risk associated with the original identity assertion has increased and needs special treatment either through authentication or other business processes.
Unique Identification
Anakam.IDV® Identity Verification queries credit and non-credit data sources to determine if the asserted identity of the claimant is likely, and if so, what is the probability that the identity biographical information (addresses, names, etc.) provided was done so by someone engaging in identity theft. We then return a score that indicates the risk level that the identity being claimed is being done so by that individual.
The Anakam.IDV solution is offered as a fully-integrated Web service with the Anakam.TFA® application server such that identity verification can be conducted coincident with Anakam.IDP Identity Proofing and registration for two-factor credentials. No private information from the identity verification transaction is stored within your enterprise. As a Web service, Anakam.IDV is flexible and dynamic and can be called at numerous points throughout the identity lifecycle or business workflow as required by your enterprise.
A: The Anakam.IDP® Identity Proofing develops a series of Life Questions and presents them to the end user in order to assert that the individual is who he or she claims to be; this is part of building a trusted identity. Anakam.IDV® Identity Verification is a passive system in which the credentials presented are checked against a database of public information to determine the validity of the credentials presented and requires no interaction from the user unless they are invalidated. Anakam.IDP®returns a pass/fail score based upon a set of business rules you establish, whereas Anakam.IDV® returns a score that indicates the level of identity fraud risk associated with the asserted identity. Anakam.IDP® is typically invoked once in the customer lifecycle - during customer registration, but Anakam.IDV® can be invoked any time the enterprise wants to measure risk associated with the asserted identity and does not require resubmission of biographical details IF the enterprise maintains the information.
Q: How does Anakam.IDV® help me protect the privacy of individuals?A: The Anakam.IDV® platform compares submitted biographic data to “top line” public data about individuals like past residence, motor vehicle registration, demographic, and credit data. The Web service call you make to our software (which is hosted inside your enterprise) does not store the biographic information provided by the end user, nor does it use questions and answers – the system only returns a score based upon established business practices for determining the risk associated with an asserted identity.